The Payment Card Industry Data Security Standard is mandatory for any organisation that stores, processes, or transmits cardholder data. Non-compliance can result in fines of £10,000–£100,000 per month and the loss of card processing rights.
PCI DSS v4.0 — effective since March 2024 — is organised around 12 requirements covering network security, cardholder data protection, vulnerability management, access control, monitoring, and policy. Compliance is validated annually via a Self-Assessment Questionnaire (SAQ) or a QSA-led Report on Compliance, plus quarterly ASV vulnerability scans.
P2P Digital Services makes PCI DSS practical: correct scoping, accurate SAQs, genuine scope reduction, and an evidence cycle that runs all year rather than a last-minute scramble.
"Correct network segmentation can dramatically reduce your PCI scope — and with it, the cost and burden of compliance. Most businesses are over-scoped."Scope review firstOften the highest-value step in PCI engagements
A cardholder data breach triggers fines from Visa and Mastercard and potential loss of processing rights. PCI controls reduce breach probability and limit financial exposure.
Choosing the wrong SAQ type — or answering inaccurately — creates compliance gaps. We determine the correct SAQ for your environment and complete it with you.
A flat network puts everything in PCI scope. We design and validate segmentation that genuinely reduces scope, cost, and audit burden.
Unclear whether your payment provider setup reduces scope? We assess your payment architecture and advise on real scope-reduction strategies.
ASV scans, remediation, and evidence collection are easy to miss. We coordinate the full quarterly cycle on your behalf.
We build continuous compliance processes so evidence is gathered throughout the year — not in a panic before the deadline.
Map cardholder data flows, define the CDE boundary, and validate segmentation controls that reduce compliance scope.
Accurate completion of SAQ A, A-EP, B, C, C-VT, and D with supporting evidence for every control.
Quarterly Approved Scanning Vendor scans managed end-to-end — triage, remediation coordination, and clean submission.
Annual internal and external pen tests of the CDE as required by Requirement 11.4, with formal compliance reporting.
Gap analysis against every applicable requirement with prioritised, risk-ranked findings and effort estimates.
Preparation for Qualified Security Assessor engagement — evidence management, query resolution, and assessment support.
PCI DSS (Payment Card Industry Data Security Standard) is the security standard for any organisation that stores, processes or transmits payment card data. Version 4.0 (now maintained as v4.0.1) is current, and its future-dated requirements became mandatory on 31 March 2025.
Every business that accepts card payments, whatever its size. Your acquiring bank decides whether you validate with a Self-Assessment Questionnaire (SAQ) or a full Report on Compliance (ROC) by a Qualified Security Assessor, based on your transaction volume.
It depends on how you take payments. Fully outsourced e-commerce usually fits SAQ A, payment-page integrations SAQ A-EP, and standalone terminals SAQ B or B-IP. Storing or processing card data yourself usually means SAQ D. We confirm the right SAQ during a gap assessment.
By keeping card data out of your environment. Tokenisation, hosted payment pages and network segmentation can take most systems out of scope, which means fewer requirements, simpler SAQs and lower audit cost. Scope reduction is usually the first thing we look at.
Whether you need your first SAQ completed, QSA assessment preparation, or scope reduction through segmentation — start with a free scoping call.
